Auto Car Finder Finance Calculator & Affordability Disclaimer

1. Purpose of the tools

Auto Car Finder may provide finance calculators, affordability tools, repayment estimators, deposit calculators, or similar finance-related tools to help users estimate possible payment scenarios when considering a vehicle purchase.

These tools are intended to provide general guidance only and are designed to help users understand possible repayment ranges or affordability assumptions based on information entered into the tool.

2. Informational use only

Any result generated by a finance calculator or affordability tool on Auto Car Finder is an estimate only. It does not constitute a binding quotation, offer, guarantee, or promise from Auto Car Finder or from any lender, bank, finance house, broker, dealership, or third-party provider.

3. Not financial advice

Auto Car Finder is not a bank, credit provider, credit broker, financial adviser, or financial services provider unless expressly stated otherwise.

Any calculator result, estimate, or finance-related content on the platform does not constitute financial, credit, legal, tax, or investment advice. Users should obtain independent professional advice where needed before making financial decisions.

4. No guarantee of approval

Using a finance calculator or affordability tool does not guarantee that you will qualify for vehicle finance, credit approval, a specific interest rate, a specific repayment amount, or any particular finance product.

Actual approval depends on a range of factors, including affordability, credit profile, deposit, term, interest rate, lender requirements, supporting documents, and the final vehicle and transaction details.

5. Estimated figures only

Calculator figures may vary from actual finance outcomes. Differences may arise because of:

• changing interest rates;
• different deposit amounts;
• credit profile and credit scoring;
• vehicle age, type, and value;
• additional fees, initiation fees, service fees, insurance, or other costs;
• different finance provider requirements or approval conditions.

Users should carefully review the full finance agreement and all related costs before accepting any credit product.

6. Third-party finance providers

Where Auto Car Finder refers users to a dealer, lender, broker, or other third-party finance provider, the user acknowledges that:

• the relevant finance provider, not Auto Car Finder, makes the final approval decision;
• the relevant provider’s own terms, affordability checks, and legal requirements will apply;
• Auto Car Finder does not guarantee any third-party finance product, approval, or repayment structure.

7. User responsibility

Users are responsible for ensuring that any information entered into finance or affordability tools is accurate and realistic. Incorrect or incomplete inputs may result in misleading or unrealistic estimates.

Users should also consider the full cost of vehicle ownership, including insurance, fuel, maintenance, licensing, tyres, repairs, and any other ongoing costs not included in the finance estimate.

8. Limitation of liability

To the fullest extent permitted by law, Auto Car Finder accepts no liability for any loss, damage, cost, expense, or decision arising from reliance on finance calculator results, affordability estimates, or similar tools made available on the platform.

Users use these tools entirely at their own risk and should independently verify all final finance terms with the relevant dealer, lender, or finance provider before proceeding.

9. Changes to this Disclaimer

Auto Car Finder may update this Finance Calculator & Affordability Disclaimer from time to time. The latest version will be published on the website with the updated revision date shown above.

10. Contact details

Auto Car Finder (Pty) Ltd (2026/281296/07)

087-822-1096
130 St Georges Road, Observatory, Johannesburg
info@autocarfinder.co.za